Brittany Durre, a mother of two living on the south side in Indianapolis, said she believes she is a victim of 'skimming.'
"They said this cleared for over $800. This cleared, and this cleared," she said.
Someone had charged more than $900 on Durre's credit card in two different states in the last two days. The most shocking purchase was $836.24 worth of cigarettes at Sam's Club.
"Tennessee was yesterday afternoon right after I got done taking a test at IUPUI so I wasn't there. Rome, Georgia, I'm not even sure where that is," said Durre.
With the card still in her hand, Durre believes a small electronic device may have been attached to an ATM machine that she may have used or her information could have been stolen at a gas station.
"It's about the size of a cigarette lighter. You can just swipe it, and it records the three tracks of data that are on the magnetic stripe of your card.
"Then, they can take that information and put it onto another card, be it a hotel key card, anything with the magnetic stripe," said Chuck Taylor, section chief of the identity theft unit at the Indiana Attorney General's Office.
Taylor said catching the criminals is not always easy because the victims' credit cards are never lost or stolen and the crimes are committed in multiple jurisdictions.
"This is usually done by an organized identity theft ring, and from that perspective, you would have to see hundreds of complaints to see a pattern," said Taylor.
Durre said the thieves tried to spend another $750 at a second Sam's Club location, but her credit card was already maxed out. She said a store manager told her more about the membership account that had been used when her card was used.
"Those people opened the account in Florida and spent $13,000 so far," said Durre.
Taylor said businesses have been trying to address 'skimming' by asking customers for their zip codes or their actual credit cards so they can make sure the last four digits match the information they have gotten.