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Federal Housing Administration

A collection of news and information related to Federal Housing Administration published by this site and its partners.

Top Federal Housing Administration Articles

Displaying items 45-55
  • FHA to ban lenders from charging extra interest payments on mortgages

    Hundreds of thousands of home sellers have had their pockets picked at closings during the last decade: They've been charged interest on their mortgages after their principal debts had been fully paid off. This practice, endorsed by a federal agency,...
  • What home buyers and sellers should know about appraisals

    When it comes to real estate, the appraisal is the linchpin around which all else revolves. Both buyers and sellers are in a holding pattern until the appraiser arrives at the property, looks it over and comes back with a figure for what he thinks the...
  • Borrower should refi to ditch FHA mortgage insurance premium

    By Ilyce Glink and Samuel J. Tamkin Q: I bought a new home two years ago with an interest rate of 3.875 percent. I did not put down 20 percent, so I am paying $230 a month MIP/PMI for a total of five years. The loan is your standard 30-year fixed rate...
  • Mortgage lenders may be easing credit score requirements slightly

    Are mortgage lenders finally loosening up a little on their credit score requirements — opening the door to larger numbers of home buyers this summer and fall? It depends on what type of loan you're seeking. If it's a Federal Housing...
  • The new mortgage rules for this year

    Big changes are sweeping through the mortgage market this year. The new rules, created by the Consumer Financial Protection Bureau (CFPB) as mandated under the Dodd-Frank Act, ban some of the lending practices that contributed to the housing boom and...
  • New Year's resolutions for home buyers

    By Ilyce Glink and Samuel J. Tamkin The New Year is always a time for Americans to vow to eat less and save more. After all, who doesn't want to be thinner and richer next year? But a tradition of this column is to offer New Year's resolutions for...
  • Strategies for getting a mortgage amid tougher federal rules

    WASHINGTON — The verdict was nearly unanimous at a recent hearing on Capitol Hill: The new federal "ability to repay" and "qualified mortgage" regulations that took effect Jan. 10 will make obtaining credit tougher, not easier, this year, and...
  • Cash-out refinancings back in vogue as home equity surges

    WASHINGTON — The name itself conjures up images of ATMs: cash-outs. You may associate the term "cash-out refinancing" with the frothy and dangerous days of the real estate boom, when some owners turned their hyper-inflating houses into money...
  • A new housing bubble?

    A new housing bubble?
    Even though the recent financial crisis is barely in the rearview mirror, risk is starting to build once again in both the U.S. mortgage and housing markets. Contrary to the prevailing view that only borrowers with pristine credit records can get a...
  • The ethics of walking away from a mortgage

    By Ilyce Glink and Samuel J. Tamkin Q: I am a CPA (retired). When the subject of underwater homeowners comes up, it seems that advice on this matter always ignores one truth that deserves to be told. When one takes out a mortgage to purchase a home,...
  • Controversial FHA payoff rule to end

    WASHINGTON — Can you be charged interest on your mortgage even after you've fully paid it off? Can the meter keep running when you owe the bank nothing — your principal balance is zero? Surprise! Much to the chagrin of large numbers of...