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Loans

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Top Loans Articles

Displaying items 78-88
  • Friendly sales pitch can't hide payday loans' unfriendly rates

    Friendly sales pitch can't hide payday loans' unfriendly rates
    The letter that recently arrived at homes throughout California and other states features a picture of Sylvester Stallone in "Rocky II" training for another shot at greatness. "As you're making your financial comeback," it says, "we want you to know...
  • Loophole in credit law opens door to 360 percent interest rate

    Loophole in credit law opens door to 360 percent interest rate
    When Pauline Honey, then 95, moved back to Virginia so her grandson could help care for her, the bill was more than her family expected. So to tide her over, she took out what she thought was a payday loan. Honey and her grandson, Randy Morse, thought a...
  • For the record

    Student loans: In a Money Talk advice column in the April 27 Business section, financial expert Mark Kantrowitz was incorrectly quoted as saying the repayment year of a questioner's student loans was 2014. The correct repayment year is 2024
  • Co-signing has risks for young borrower, too

    It doesn't always pay for young borrowers to add parents, grandparents or other relatives as co-signers to get a lower interest rate on a student loan from a bank. In some cases, when the co-signer dies or falls into bankruptcy, the action may trigger an...
  • Consumer borrowing in March saw largest increase in more than a year

    Consumer borrowing in March saw largest increase in more than a year
    Consumers increased their borrowing in March by the largest amount in more than a year in a sign of increased economic growth this spring. Outstanding consumer credit, which includes credit card balances and auto and student loans, jumped $17.5...
  • L.A. registry criticized over run-down foreclosures

     L.A. registry criticized over run-down foreclosures
    The teal blue house on E. 111th Street was surrounded by trash, its parking pad piled with everything from egg cartons to a busted couch. Most of its windows were broken. The door sat ajar. Inside, chicken bones and cans of Mothers Maid carrots and...
  • Mortgage rates defy forecasts

    As 2014 arrived, experts were confident that the 30-year mortgage rate would rise to at least 5% this year as the Federal Reserve cut back a bond-buying program, which had depressed the rates to unheard-of lows in 2013. So much for the experts. The...
  • Durbin pushes refinancing plan for student loans

    Durbin pushes refinancing plan for student loans
    U.S. Senator Richard Durbin will appear at Loyola University this morning to tout a proposal to allow people with student loans to refinance them to a lower rate. Congress passed a law last year tying student loan rates to the financial markets and...
  • Are you in danger of 'surprise' default on a student loan?

    Student loans are thought of as a young person's problem. In fact, they can be an intergenerational headache. By the time you have paid off your own loans for college or graduate school, you may be faced with the cost of your children's educations. Or you...
  • Home loans hit 14-year low as rates rise

    Home loans hit 14-year low as rates rise
    The mortgage industry's output of new loans is at the lowest point in 14 years, according to estimates from a trade publication.  Inside Mortgage Finance said Thursday that even in the depths of the financial crisis, mortgage lenders were busier than...
  • Mortgages may be easier to get than potential home buyers believe

    WASHINGTON — Are you on the home-buying sidelines this spring because you think you won't be able to qualify for a mortgage? Do you know what sort of FICO credit scores are being accepted by lenders at the moment — they're lower than they were...