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Loans

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Top Loans Articles

Displaying items 12-22
  • Mortgage rates at low for year; 30-year averages 4.12%

    Mortgage rates at low for year; 30-year averages 4.12%
    The cost of getting a home loan has slipped back to the lowest level of the year, with Freddie Mac pegging the average rate for a 30-year fixed mortgage early this week at 4.12% compared to last week's 4.14%. The average rate for a 15-year fixed-rate...
  • Top 5 Baltimore industries now hiring

    Top 5 Baltimore industries now hiring
    As summer turns into fall, that familiar “back-to-school” feeling affects adults as well as children. Just as kids get serious about schoolwork after months of play, many grownups feel it’s time to focus on their current career path....
  • Mortgage rates mixed, Freddie Mac says; 30-year fixed averages 4.14%

    Mortgage rates mixed, Freddie Mac says; 30-year fixed averages 4.14%
    Mortgage trends were mixed this week, Freddie Mac's survey of lenders showed, with the average rate for a 30-year fixed loan edging up to 4.14%, from 4.12% a week ago. The average rate for a 15-year fixed mortgage rose from 3.23% to 3.27%, according...
  • Nearly 20% of home equity loans face higher default risk, report says

    Nearly 20% of home equity loans face higher default risk, report says
    As much as $79 billion in home equity lines of credit are at heightened risk for default in coming years as Americans face a day of reckoning on their boom-era second mortgages, a new study found. Many home owners who took out so-called HELOCs during...
  • Home equity line defaults are likely to rise

    Home equity line defaults are likely to rise
    A wave of potential defaults on home equity lines of credit could start arriving in the next few years as Americans face a day of reckoning on their boom-era borrowing. Many homeowners who took out home equity lines, essentially second mortgages, during...
  • Audits: As Amistad Finances Collapsed, State Money Kept Flowing

    Audits: As Amistad Finances Collapsed, State Money Kept Flowing
    When the cash began running out at the nonprofit Amistad America Inc., officials defaulted on bank loans, skimped on bills, borrowed from employees and used state grant money as a temporary loan against other grants, a series of audits released Friday...
  • Republicans Challenge New Malloy Ad

    Republicans Challenge New Malloy Ad
    HARTFORD — Gov. Dannel P. Malloy's opponents jumped on the governor's newest campaign commercial on Monday for featuring the Newtown tragedy and using a disputed number to describe the state's debt situation. Released on Monday morning, the 30-...
  • What you need to know when a debt collector threatens to sue

    Heidi says she took out a payday loan in 2010 and then forgot about it. Now she's getting calls from someone claiming to be a lawyer threatening to take her to court unless she pays $250 right away and makes additional payments every two weeks. Heidi...
  • Watchdog: Don't wait to cut debt: Front & Center

    Watchdog: Don't wait to cut debt: Front & Center
    There's rough weather ahead for the federal budget and the nation's economy, according to this month's long-term forecast from the nonpartisan Congressional Budget Office. The CBO projects the growing national debt will reduce Americans' incomes, raise...
  • Build on rising consumer confidence [Letter]

    Does the recent uptick in consumer confidence indicate that the agendas of the White House and Congress are misaligned with middle class aspirations? The U.S. consumer confidence index jumped to 90.9 in July, marking the highest level in seven years...
  • As scrutiny mounts, mortgage servicers push into lending

    Mortgage servicers in the United States are evolving into the next big lenders, sidestepping regulatory scrutiny to win business in a gap left by the retreat of big banks from the home-loan market. By writing new mortgages, non-bank servicers such as...