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Loans

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  • Mortgage matters

    Mortgage matters
    Is it more difficult to borrow money for a mortgage today than it was just three years ago when pretty much anyone with a last name was approved for financing? Yes -- and it should be to avoid the kind of foreclosure crisis we're facing right now. Is it impossible? No -- or at least it isn't for qualified buyers who do their homework first.
  • Study: Those with student loans have less than $9K in net worth

    Study: Those with student loans have less than $9K in net worth
    Be careful in taking out student loans: They will hurt you later when you are starting out and trying to establish savings and investments, warns a Boca Raton certified financial planner in a weekly email. Mari Adam quotes the Pew Research Center as...

    Ask a real estate pro: Seller wants to delay home closing

    Ask a real estate pro: Seller wants to delay home closing
    Board-certified real estate lawyer Gary M. Singer writes about the housing market at SunSentinel.com/housekeys each Friday. To ask him a question, click here. Q: We are under contract to buy a home. We have our loan approved, and the closing is in about...

    Take a retirement annuity or a lump sum?

    Dear Liz: I am 54 and considering retiring in three or four years. I have been fortunate to work at a Fortune 100 company for 30-plus years and have both a defined benefit pension plan and a 401(k). When I retire, we have the option of taking a lump sum...

    When a budget deficit hawk gets into debt

    When a budget deficit hawk gets into debt
    Gov. Bob McDonnell was blunt: The nation's debt, he told a radio audience back in 2010, was so large that it was "immoral and unsustainable." That year, the federal government's debt stood at $13.6 trillion, roughly six times its total annual income....