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Personal Finance

A collection of news and information related to Personal Finance published by this site and its partners.

Top Personal Finance Articles

Displaying items 1-11
  • Average debt in collections: $6,767 in South Florida

    Average debt in collections: $6,767 in South Florida
    Nearly four out of 10 South Floridians with a credit history have a debt in collections with an average $6,767 past due, according to a new study by the Urban Institute. Those people in Broward, Palm Beach and Miami-Dade with unpaid bills that have been...
  • Los Angeles Times Ethics Guidelines

    June 2014 INTRODUCTION The goal of the Los Angeles Times is to publish news and information of the highest quality. This requires The Times, across its entire portfolio of editorial products, to be, above all else, a principled news organization....
  • Ask Kim: Look out for loopholes in free preventive health care

    Kiplinger's Personal Finance My wife had a colonoscopy, which we thought was a preventive-care procedure that was not subject to her health insurance deductible or co-payments. But we just got a bill for $700. Any idea why? You're right that most health...
  • Spending: what you need to know about going solar

    Kiplinger's Personal Finance 1. A bright idea gets cheaper. Since 2007, the cost to buy a solar power system has fallen by about 50 percent, to an average upfront cost of $4,590 per kilowatt, says the Solar Energy Industries Association (SEIA). (A...
  • Investing: when to sell a fund

    Knowing when to unload a fund is tricky. In fact, choosing a fund to buy is probably an easier process. But just as you should have a checklist for buying, a checklist for selling can help, too. Here are five factors to consider. A key manager leaves. If...
  • Owning property in a self-directed IRA

    By Ilyce Glink and Samuel J. Tamkin Q: I have acquired two properties within my self-directed IRA. One was obtained when I was offered a deed in lieu of foreclosure and the other I bought from a bank three years ago at a low cost. Neither property has...
  • Ask Kim: Should I buy a deferred income annuity?

    I understand that the Treasury Department just changed the tax rules so people can now invest IRA money in deferred income annuities without worrying about required minimum distributions. Should I invest in this kind of annuity? If you're starting to...
  • International stock funds should be 20-40 percent of portfolio

    Readers frequently ask whether they should invest in international stocks and, if so, what percentage of their portfolios to apportion to these issues. I am a firm believer in diversified portfolios, primarily via index funds, and an important component...
  • Family finances: weigh the price of staying home

    After decades of decline, the number of stay-at-home moms is on the rise. Visit a park on a weekday morning and you'll see that dads, too, are swapping desk chairs for high chairs. Some parents are at home for lack of a job. Those there by choice say...
  • Tapping retirement accounts penalty-free before 59 1/2

    Workers are retiring earlier these days, whether by choice or not, and many find they need to withdraw funds from retirement accounts prior to age 59 1/2. That's the age when account holders can take distributions from 401(k) plans and traditional and...
  • Rock and rollover

    As the job market improves, more workers are leaving old jobs for new ones. According to the Labor Department's Job Opening and Labor Turnover survey (JOLTS) the number of voluntary quits increased by 15 percent at the end of May. Upon departure from your...