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Financial Planning

A collection of news and information related to Financial Planning published by this site and its partners.

Top Financial Planning Articles

Displaying items 12-22
  • Finding '60s stock prices won't be an easy task

    Q: How do you find the market price (for IRS purposes) of stocks before they became worthless in the 1960s and had no transfer agent, since the companies issued their own stock? — G. H., Edgewater A: Nothing from the 1960s is really online....
  • Run from advisers who suggest violating the law

    Run from advisers who  suggest violating the law
    Q: I want to increase my retirement savings, but I have already reached the contribution limit for my Roth IRA. Two financial professionals have said I should go ahead and exceed the limit because it would take the IRS years to catch the violation. This...
  • Great Christmas gifts that won't cost you a dime!

    Are you long on Christmas shopping lists but short on cash? I wrote previously about how you could save a sleigh-full of money this holiday season, but for some people that just wasn't enough. "Save money?" they sneered, "What if we don't have any money?"...
  • Can existing plan be transferred to retirement account?

    Can existing plan be transferred to retirement account?
    Q: Can I roll my 457 plan — a non-qualified, deferred-compensation plan — from the city of Orlando into an individual retirement account? I receive Social Security and two pensions. My 457 is in a stable-value fund, and I don't like risk. Is...
  • Home equity credit line might fill financing gap

    Home equity credit line  might fill financing gap
    Q: I own my own home. I have less than stellar credit, but I do have some cash. I would like to buy two rental houses using financing. Would I be able to get a mortgage? — S.V., 54, Clermont ƒz A: With the recent tightening of mortgage lending,...
  • Bonds could be tax-free when paying for college

    Q: I have EE Savings Bonds and would like to know if I can use them for my son's education without having to pay taxes on them. M. H., Oviedo A: An educational tax exclusion is available for Series EE and bonds issued in 1990 or later if certain...
  • Facing job loss, pay off high-interest credit card

    Facing job loss, pay off high-interest credit card
    Q: My husband might lose his job soon. How can we handle the $15,000 we still owe on three credit cards? We can pay extra toward the balance, and one card has a smaller balance than the other two. — R. M. C., Winter Park A: My recommendation would...
  • Heir will have to pay income tax on mom's IRA

    Q: I just received $84,000 inheritance from my mother's estate. About $4,000 came from her IRA. How much in taxes am I going to owe on this money? — C.H. Altamonte Springs A: Proceeds from inheritance are generally not subject to tax; however, it's...
  • Should I Invest in BP?

    Paul...I have a little bit of extra savings and I would like to get started building an investment portfolio. It seems to me with all the negative publicity that BP might be an excellent stock to buy. Sooner or later this huge oil spill thing will end and...
  • 401(k) withdrawals can be made without penalty

    401(k) withdrawals can be made without penalty
    Question: I retired from Lockheed Martin this year, I am older than 55 but younger than 59 1/2. Can I make withdrawals from my 401(k) that are not equal periodic payments without paying a 10 percent penalty? — J. V., Orlando ƒz Answer: You can avoid...
  • 6 ways to conquer your inner shopaholic

    6 ways to conquer your inner shopaholic
    I'm working on an episode for a new TV show with Dr. Drew Pinsky called "Lifechangers." Dr. Drew sent me in to talk to a woman who is a shopaholic, or in Dr. Drew speak, has an impulse control disorder. It's been incredibly challenging, but we're making...