| Sep 15, 2013
| 10:11 AM
Q: I have lost my job and decided to be a stay-at-home dad. My wife makes good money and is participating in her retirement program. Should I roll over my 401(k) or use it to pay off my student loans? I think by doing this it would help with the monthly...
| Sep 13, 2013
| 11:37 PM
Dear Liz: I'm 64 and lost my last full-time job a year ago. I have since exhausted my unemployment benefits and been on and off food stamps. (I'm waiting to get back on them right now because my temporary-to-permanent job didn't become permanent after...
| Sep 8, 2013
| 11:32 AM
Q: I recently retired, and I'm thinking of managing my IRA. My adviser charges a fee of about 1 percent. I don't have much investment experience but want to save myself this fee. What should I do? — H.J., Ocala
A: It doesn't sound like you value...
| Sep 1, 2013
| 10:51 AM
Q: My financial adviser has my money invested in more than 25 mutual funds. My account is just more than $1 million. Do you think this to too many investments? — D.J., Apopka
A: I believe diversifying your portfolio reduces certain risks. However,...
| Aug 29, 2013
| 1:52 PM
The past two weeks I have been feeling like a not-so-good mom. While I have been at work, my son has been packing for college, shopping for dorm room items, ordering books online, taking himself to doctor and haircut appointments, paying college bills and...
| Aug 18, 2013
| 10:24 AM
Q: I recently got remarried. We changed my will to have everything go to my new wife and then my two children. Do I have to worry about other areas, so things will be divided as I want? — J.D., Orlando
A: Yes, you sure must. Your will or trust...
| Aug 25, 2013
| 10:30 AM
Q: I reluctantly co-signed a loan for my son and recently got a letter saying that the loan is in default. Will this affect my credit even though I'm simply the co-signer? – A.J., Orlando
A. If a loan goes into default and you are a co-signer, you...
| Mar 27, 2007
MICHAEL R. Bloomberg, a self-made billionaire, reportedly tells friends that his idea of good financial planning is to have his check to the undertaker bounce. "So," asks the Washington Post, "how does a billionaire spend all his money before he dies?"...
| Aug 11, 2013
| 10:00 AM
Q: I am thinking about selling some investment land that currently has a loss. Can I offset the long-term loss from the land against some long-term gains from stocks that I sold this year? – C.C., Orlando
A: As long as you owned the land for...
| Aug 4, 2013
| 11:09 AM
Q: I have about $80,000 in my 401(k). I am still working but thinking about retiring. If I choose to retire, is there an investment out there where I could get a lifetime income at say 4 to 5 percent? — W.R., Ocoee
A: Yes, there are several...
| Jul 29, 2013
| 6:25 AM
Q: I am 76 years old and interested in long-term care insurance. I have been give a proposal where I will pay $50,000 to an insurance company. But there are rider charges in the long-term care benefit that I don't understand. Can you help explain? –...