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Financial and Business Services

A collection of news and information related to Financial and Business Services published by this site and its partners.

Top Financial and Business Services Articles

Displaying items 111-121
  • Wells Fargo first quarter profit jumps 14%, beating expectations

    Wells Fargo first quarter profit jumps 14%, beating expectations
    California's banking giant, Wells Fargo & Co., reported 14% higher first quarter earnings, powering well beyond Wall Street's expectations as declining loan losses and operating cost cuts offset the slowdown in mortgages at America's largest home lender. ...
  • Freddie Mac: Average 30-year fixed mortgage rate falls to 4.32%

    Fixed mortgage rates fell early this week, with Freddie Mac reporting the average for 30-year loans dropped to 4.32% from 4.37% last week. The McLean, Va., housing finance company said lenders were offering 15-year fixed home loans, a popular option for...
  • Transfer property into trust to avoid probate

    Q: Eleven years ago, my wife and I set up a trust and know we must restructure it now. We did not place our home in the trust, as I felt we would sell it and move to a smaller home. Why do we need a trust if our estate is way less than the $3 million...
  • Borrower loses home but still has to pay equity loan

    Q: My home was foreclosed a few years ago. At that time, I had a home equity line of credit on the property. I am not responsible for the main mortgage. Unfortunately, this didn't seem to affect my equity loan, and I am still making payments on it. What...
  • Ask a real estate pro: Delinquent borrower must pay loan in full

    Ask a real estate pro: Delinquent borrower must pay loan in full
    Board-certified real estate lawyer Gary M. Singer writes about the housing market at SunSentinel.com/housekeys each Friday. To ask him a question, click here. Q: Due to illness, I fell behind on my mortgage payments. The bank filed a foreclosure lawsuit...
  • Freddie Mac: mortgage rates edge higher, 30-year averaging 4.33%

    Freddie Mac: mortgage rates edge higher, 30-year averaging 4.33%
    Fixed mortgage rates edged higher this week, with Freddie Mac reporting that lenders were offering 30-year loans to solid borrowers at an average of 4.33%, up from 4.27% a week ago. The average for a 15-year fixed loan rose from 3.33% to 3.39%, the...
  • Freddie Mac: Mortgage rates on 30-year loan rise from 4.28% to 4.37%

    Freddie Mac: Mortgage rates on 30-year loan rise from 4.28% to 4.37%
    Mortgage rates edged higher early this week, with Freddie Mac’s survey showing lenders offering 30-year fixed-rate loans to solid borrowers at 4.37%, up from 4.28% a week earlier. The average rate for a 15-year fixed home loan rose from 3.32% to...
  • Key senators agree on plan to replace Fannie Mae, Freddie Mac

    Key senators agree on plan to replace Fannie Mae, Freddie Mac
    WASHINGTON -- Congressional efforts to shut down bailed-out Fannie Mae and Freddie Mac took a significant step forward Tuesday as key senators announced bipartisan agreement on a plan to overhaul the housing finance system. The proposal, which will be...
  • State-Run Retirement Plan Rightfully Shelved

    Far too many workers don't save for retirement. Democratic lawmakers want to fix that, to their credit. But their proposed fix needs more work and a much better sales job. A Senate bill entitled "An Act Promoting Retirement Savings" would have...
  • Fannie Mae, Freddie Mac won't reduce loan limits, regulator says

    Fannie Mae, Freddie Mac won't reduce loan limits, regulator says
    The regulator for Fannie Mae and Freddie Mac said Tuesday he would not force the mortgage finance giants to reduce the limits on loans they guarantee, because of concern about the slowing housing market. Mel Watt, who took over as director of the...
  • California foreclosure starts rose last quarter

    New California foreclosure starts rose in the first quarter, although they remain at pre-bust levels. Default notices -- the first step in the state's foreclosure process -- jumped 6% from the previous quarter to 19,215, research firm DataQuick said...