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Equifax Incorporated

A collection of news and information related to Equifax Incorporated published by this site and its partners.

Top Equifax Incorporated Articles

Displaying items 89-99
  • Credit cards offer pricey — and unnecessary — extra products

    Open a credit card account and you might walk away with more than just plastic. Banks and their vendors heavily hawk card-related services, such as credit monitoring, that can add up to hundreds of dollars of year in fees. But often consumers don't...
  • How Much Can You Afford?

    How Much Can You Afford?
    When you are shopping for a home, it makes sense to know your price range. Often the first step a real estate agent will take is prequalify you for a loan. This might be a ballpark figure or estimate based on typical loan setups, or you may formally apply...
  • Before you refinance mortgage, take these steps

    With mortgage interest rates at record lows, you may be thinking about refinancing your mortgage. What should you do to prepare to refinance your mortgage? It's important to know the current value of your home, your current mortgage loan interest rate,...
  • When refinancing mortgage makes sense

    Many Americans affected by the economic crisis want their unaffordable mortgages reworked through special programs for people facing foreclosure. But you don't have to be in financial trouble to benefit from mortgage refinance, real estate experts say....
  • Options eyed for rating credit

    Don't be surprised if a lender wants to know if you pay your rent on time or bounce checks before it will let you borrow money. For many years, loan approvals were determined largely by borrowers' credit scores, which are based on proprietary formulas...
  • Higher credit score now norm in prime lending

    With the resurgence of tighter underwriting standards, some mortgage-market observers have been predicting that lenders would again rely more on a would-be borrower's overall worthiness and less on his credit score. But if anything, credit scores have...
  • Tighter credit rolls up welcome mats

    The mortgage credit crunch not only is affecting interest rates that home buyers are quoted, but it also is triggering changes in less visible areas such as minimum credit scores, geographic location and type of properties, even controls on who orders...
  • A credit history can keep a lid on doubt

    A credit history can keep a lid on doubt
    Graphic artist and advertising specialist David Kessler had a brainstorm while staring at the white surfaces in his apartment laundry room, waiting for the spin cycle to end. "I'm looking at a sea of white and all of a sudden said, 'Oh my God! These...
  • Atty. Gen. Jerry Brown sues credit repair company executives

     
    California Atty. Gen. Jerry Brown today sued two top officials at a Los Angeles-based credit repair firm, accusing them of ignoring "repeated warnings" to register with his office and post a $100,000 bond. Todd Swick and Michael Sardo are the......
  • Fewer consumer loans going sour, bankers group says

     
    In a hopeful sign for the economy, a bankers group on Wednesday reported that fewer loans to consumers were going bad in the fourth quarter, the second consecutive quarter of improvement. Delinquencies fell in eight of 11 consumer loan categories......
  • Experian to buy Mighty Net of Calabasas for $207.5 million

     
    Credit report giant Experian is acquiring Calabasas-based Mighty Net, a far smaller rival in the business of selling consumers information about their files at the three large credit trackers -- TransUnion, Equifax and Experian itself. Experian, based...