| Jan 7, 2009
| 8:42 AM
Meet fictional 34-year-old identical twin brothers Fred and Ted.
Fred is a marketing manager for an import-export company. Ted is a social worker at a non-profit agency. Both are single and considered to be smart, successful guys. While Fred's annual...
| Jul 29, 2010
It's probably one of the most nerve-racking feelings. You check your back pocket or your purse and you realize you've just lost your wallet. So other than call your creditors, the bank, and the police to protect yourself from identity thieves, what...
| May 27, 2010
| 10:30 AM
Whether you graduated school last week or last decade, you still have a very important grade to worry about: your credit score.
This magic number is essentially a measure of how financially reliable you are and helps determine whether you can get a...
| Sep 13, 2009
When you do a short sale of a house, or modify the mortgage, is there much of an effect on your credit score? What if you walk away from the mortgage altogether?
A scoring company created by the three national credit bureaus -- Equifax, Experian and...
| Sep 20, 2009
Who is more likely to walk away from a house and a mortgage -- a person with super-prime credit scores or someone with lower scores?
Research using a massive sample of 24 million individual credit files has found that homeowners with high scores when...
| Oct 6, 2009
| 9:21 AM
Finally paying off your credit cards may feel good, but cutting them up and closing the account may not be a good idea.
"That is a big mistake because you're going to lose your credit to debt ratio," said Chase Peckham of Debtwave Credit Counseling. "You...
| Jun 16, 2002
Are your credit scores high enough to qualify you for the lowest interest rate on a new home mortgage? If not, could factual errors hidden in your electronic credit files be depressing your scores artificially?
Mortgage and credit industry experts say...