If you're a gambler looking for a sure thing, join a cruise line player's club. Not only will you receive cruise-time perks, but you also may be invited to sail for free.
We're not saying this is a financial plan that makes any sense; your odds of coming out ahead monetarily are dismal, just as they are in Las Vegas.
But if you enjoy gambling, think of it only as entertainment and limit your expenditures, you may come up aces in terms of fun.
"If you’re going to gamble on a cruise, be sure to always join the line’s gambling loyalty program," said Dori Saltzman, senior editor at