It's tough out there for would-be homeowners.
They're facing rising mortgage rates, higher home prices and a shortage of available houses in many markets. Plus, recent changes to the tax law do them no favors.
So what can a potential homebuyer do?
Higher mortgage rates may feel like salt in the wound for those shopping in tight markets.
Rates have been rising since late last year. The average rate on a 30-year, fixed-rate mortgage hit a high of 4.45 percent last month. That's its highest since 2014, but still well below where it's been historically.
"The fours are not a terrible place to be," said Skylar Olsen, director of economic...