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Humana Incorporated

Retirement: Save on prescription-drug costs

Whether you get your prescription drugs through your employer's health plan or through a Medicare Part D plan, there are ways you can save on your medications. Keep an eye out for new generic drugs. The patents for several popular brand-name drugs -- Celebrex, Copaxone, Nexium, Actonel and Exforge -- are scheduled to expire soon. You can already get generics for Cymbalta, Maxalt, Maxalt MPT, Micardis, Micardis HCT, Twynsta and Xeloda, whose patents recently expired. Pay for generics yourself. Some stores, such as Walmart and Target, charge as little as $4 for a 30-day supply of some drugs or $10 for a 90-day supply, while some insurance companies charge a $10 co-payment for a 30-day...