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Annual Reports

Retirement confidence is on the mend

After dropping to record lows between 2009 and 2013, the percentage of workers who say they are confident about having enough money for a comfortable retirement continues to increase, according to the 2015 Employee Benefit Research Institute (EBRI) Retirement Confidence Survey. Twenty-two percent of Americans are now very confident (up from 13 percent in 2013 and 18 percent in 2014), while 36 percent are somewhat confident. That's the good news. Unfortunately, 24 percent are not at all confident (statistically unchanged from 2013 and 2014). EBRI notes that confidence is strongly related to whether or not people have retirement plans. Among those with a plan, the percentage of very...