This summer, Jared Simon hit two major milestones.  He finished college and got his first real job.  But with those accomplishments also comes $12,000 in student loan debt.

"I just want to learn good practices for managing my money, get off to a good start," said Simon, 22.

That's why Simon is enrolling in Dave Ramsey's Financial Peace University.  He hopes the classes will teach him how to not only pay off his debt quickly, but also how to prevent getting into debt while growing a nest egg.

"If you're bad with money things could go terribly wrong," said Simon.  "You could get into a bunch of debt, start using credit cards like it's nothing and things could just go wrong."

In an economy where debt is a rising concern, metro churches are helping people climb out of it.

"It really is amazing when people start putting these things into practice," said New Summit Presbyterian Church Pastor Dave Moore.  "They start getting rid of some bills, they start getting more sharply focused and things start to happen."

Last year, Moore's church offered Dave Ramsey's Financial Peace University.  One hundred people paid off about $300k in debt over a 13-week period through the program.  After that kind of success, the church knew it could do more, so it's offering four additional classes.

"This is something people are feeling terribly anxious about," said Moore.  "One of the things we're seeing is we may not be able to do anything about what is happening in Washington DC.  It's not a Republican problem and it's not a Democratic problem, it's a financial principal problem.  But what we can do, is we can start one family at a time, one individual at a time, one community at a time - and if we do that, maybe all of the sudden we see that the country starts to change."

While the classes are based on Biblical principals, Moore says the classes can help people of different beliefs.