Refused a loan

Scott Yoon Suk Whang, left, says his Orange Circle Studio in Irvine was denied a start-up loan because he wouldn't personally guarantee it. With him are Marketing Director Cathy Hull and Daniel Whang, vice president of business development.

( Ann Johansson / Los Angeles Times / January 30, 2010 )

Scott Yoon Suk Whang, left, says his Orange Circle Studio in Irvine was denied a start-up loan because he wouldn't personally guarantee it. With him are Marketing Director Cathy Hull and Daniel Whang, vice president of business development.

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