Dr. Rick Garcia

Veterinarian Rick Garcia, with pets Koda and Bodoe, has been trying for half-a-year to find a new jumbo mortgage for his West Hills home. “When things drag on for six months it becomes stressful,” he says. "You start to feel like it’s not going to come through.”

( Barbara Davidson/Los Angeles Times )

Veterinarian Rick Garcia, with pets Koda and Bodoe, has been trying for half-a-year to find a new jumbo mortgage for his West Hills home. “When things drag on for six months it becomes stressful,” he says. "You start to feel like it’s not going to come through.”

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