Jerry Bannister

In ordinary times, Jerry Bannister, 67, might be enjoying a life of ease. But scaled-back retirement benefits and hits to his 401(k) by a sagging economy have him still working, now as the maintenance director at Mays Chapel Ridge retirement community.

( Baltimore Sun photo by Gene Sweeney Jr. / August 26, 2009 )

In ordinary times, Jerry Bannister, 67, might be enjoying a life of ease. But scaled-back retirement benefits and hits to his 401(k) by a sagging economy have him still working, now as the maintenance director at Mays Chapel Ridge retirement community.

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